Opay Loan: Instant Approval Without Collateral

Get Opay Loan Instant Approval Without Collateral

Opay Loan: Instant Approval Without Collateral
Opay image

Opay is a Mobile Payment platform in Nigeria, which already has more than 6 million users online, it is used to make online payments and other online transactions.

Opay still provide instant loan to customers just like many other online loan apps in Nigeria known as the opay loan app.

There are many differences between this particular loan app and other loan apps because Opay is like a non-online bank.

OPay is like an electronic wallet used to store funds that you can use to make payments.

You can buy airtime and mobile data and also pay some utility bills like electricity bill, TV subscription or ordering food and beverages.

You can pay directly from your opay wallet for these goods and services purchased. You can also top up your wallet directly from your bank.

SEE: Is POS Safe?: Why You Should Be Careful When Using POS Machine

How to Get Loan on Opay App

If you want to get loan on the opay app, you need to download the opay loan app on Google play store or from iOS store.

  1. Now register with your phone number
  2. Verify your account
  3. Fund your wallet with even as low as #100 with your debit card or any Opay stores/outlets
  4. Your account will be fully activate

Opay Loan Application

After your opay account is fully activated, you then apply for loan,via the loan session of the app and request for loan starting from ₦5,000 to ₦100,000 depending on your account duration or credit score.

SEE: How to track an online fraud and get back your money


All loans have their payment duration tenure.

Opay have its Online Loan app many people want to know how legit they are,some people sent me a private message wanting to know if opay Loan is real or fake.

As I said earlier in my previous post about Best Online Loan App in Nigeria with Instant Approval, I do not write reviews on any loan app that I have not used or tested.

Now let’s answer some of the questions I get from my readers.

SEE: Places To Get Loan Without Collateral: List of Top 9 Banks

Is the Opay loan legit or fake?

Opay Loan is legit and reliable when it comes to providing an instant loan with fast approval.

When I applied for the Opay Loan, I received a loan of twenty thousand Naira instantly after filling out my profile and submitting it for approval. I was given a 30 day refund period.

Opay makes use of CreditMe, EaseMoni and OKash so you can credit anytime and anywhere efficiently.

Please note that CreditMe is an OPay wallet that allows customers to pay first and pay later. Up to ₦100,000 free credit to use without any service charge.

SEE: Opay scam : How I Almost Get Scammed Even After I Stopped Using The App

What Is Opay Loan Interest Rate?

The interest rate varies from 0.1% to a maximum of 1%. Your interest rate is calculated daily. The annual interest rate is 36.5% to 360%.

Opay Customer Care

To connect to opay customer care, please visit the official website on: https://opayweb.com or WhatsApp:2349066722924

Opay Customer Care Number

The official opay customer care number is +234 (01) 8888329

Email: support@opay-inc.com or ng-support@opay-inc.com

Opay Address

Opay Nigeria Address is : 16B Emina Cresent, Off ToyinStreet, Ikeja , LagosState, Nigeria. Or Alexander House, Otunba Jobi Fele Way. Ikeja. Lagos.

Please also note that for you to use this app, you must be 18 years of age or older.
Generally, Opay Loan is a reliable online loan platform that you can use to get an instant loan whenever you are short on cash.

Opay Loan: Instant Approval Without Collateral

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