PalmCredit Loan: Get Loan Easily In The App

PalmCredit Loan: Get Loan Easily In The App

PalmCredit Loan: Get Loan Easily In The App
Palmcredit Loan Nigeria

Palmcredit loan nigeria. Just as the name implies, Palmcredit Loan App is an application that you can use to get a loan online without visiting any bank.

Another good thing about Palmcredit is that they are also quick to disburse funds. They release your money into your bank account immediately upon approval.

The parent company of the Palmcredit loan app is/was Newedge Finance Limited. It’s fully licensed by Central Bank of Nigeria (CBN). to operate as a finance company in Nigeria.

This means that your operations are fully regulated.

Palmcredit Instant Loan

The palmcredit instant loan is one of the best instant loan app online, this because they are quick to disburse funds. They credit your bank account just immediately your loan request is approved.

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Palmcredit Loan App

The palm credit loan app provides its users intanst loan up to ₦300,000. And its available for download to its user on Google play store and app store for iOS users.

Palmcredit Loan Apk

The palmcredit loan app download or APK is available for download on the Google play store or can be downloaded here from the web.

Palmcredit Loan Requirements

Below are the basic requirements you need to meet to get the Palmcredit loan:

  1. Borrowers must be 18 years and above, and below 60 years
  2. You must submit your bank account details including your BVN
  3. You must provide your phone number
  4. You must have an occupation

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How To Apply for Palmcredit Loan

The palmcredit loan comes in 2 types, they’re

Palmcredit Airtime loan this allow users to borrow up to ₦10,000 airtime to repay within 2 weeks.
Palmcredit installment loan which borrowers can access from ₦2000 to ₦100,000 loan

You can apply for palmcredit loans by simple tab on your cell phone.

To apply for the Palmcredit loan, follow the simple steps described below:

  1. First, download the Palmcredit loan app
  2. When you have installed the app, click on the Apply for loan button
  3. Enter your phone number (a verification code will be sent to the number, so make sure it’s a working number).
  4. Fill in other valid information required in the available fields after verifying the phone number.
  5. Now submit your application.


Your application will be accepted or rejected. Therefore, you must have maintained a good credit history to have a chance to get Palmcredit loan.

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How To Repay Palmcredit Loan

Palmcredit loan borrowers have two options for repaying their loan, such as:

  1. Paying directly with the Palmcredit App
  2. Payment via bank deposit to PalmCredit account

Paying Directly with the PalmCredit App

If you choose this option, you can pay through the same app you borrowed the money from.

Just follow the process below:

  • Visit the menu button in the app and tap on it
  • So you tap the my loan button
  • After that click on pending
  • And click Pay Now
  • Enter your PalmCredit PIN and the money will be withdrawn from your bank account

The second option is:

Payment via bank deposit to PalmCredit account

If you want to pay via bank deposit, go with your money to any Access Bank and pay to the account details below:

Account Number: 0772692676

In case you have a mobile app, you can still transfer to the account without stress
However, after making the payment, you need to send proof of payment via email to for verification purpose.

The Palmcredit loan interest rate ranges from 14% to 24%.

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Palmcredit Loan Website

The official palmcredit loan website is

Palmcredit Loan Contact

The Palmcredit loan contact are:

Palmcredit Customer Care Number : 017005700 or 017001000, it’savailable from (9am – 6pm) (Mon-Fri), Saturdays (9am-5pm).


WhatsApp Number: +2349120143389.

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